It pays to do the math...

Sorting out insurance/ hospital bills is a whole new world to me.

I'm lucky that my insurance is generally quite good.

I'm lucky that my out of pocket maximum is very reasonable.

I've been paying in bits and pieces since my diagnosis, but there is a difference of about 128.00 between what the hospital says I owe and what I've paid -- i.e. they think I owe them 128.00 more than my out of pocket maximum.

I finally sat down and sorted it out -- before I paid the whole bill...

So, today the hospital got most of the rest of what they think I owe, and ALL of what I know I owe.

Now the trick will be persuading the insurance company to figure out that they either owe the rest or for them to tell the hospital that they just aren't going to get it.